PATIENT INFORMATION

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At Family Medical Doctors, we believe healthcare works best when there is clarity, trust, and a true partnership between patient and physician.
This page explains how to join our practice, the insurance plans we participate in, and how to prepare for your visit.

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Insurance & Coverage

✅ Traditional Medicare

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We are accepting new Medicare patients.

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✅ Medicare ACO (Value-Based Care Program)

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We participate in the West Florida ACO.
This model emphasizes:

• Continuity of care

• Prevention and proactive follow-up

• Coordinated care among healthcare providers

The goal is to reduce avoidable hospitalizations and support better long-term health outcomes.

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✅ Commercial / Private Insurance

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(Selective Participation – varies by employer and plan)

We currently participate with many plans under:

• Blue Cross / Blue Shield

• Aetna

• UnitedHealthcare

Because each insurance network has multiple plan tiers,
please call our office to confirm your specific plan before scheduling.

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❌ Not Accepting New Medicare Advantage HMO Patients at This Time

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Our Medicare Advantage panels with:
Humana, CarePlus, Optimum, Freedom, and Devoted
are currently closed to new enrollment.

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We do currently accept:

• UnitedHealthcare Medicare Advantage (PPO / Fee-for-Service)

• Blue Cross Medicare Advantage (PPO)

(Not HMO plans that require panel participation.)

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Humana and Optimum panels may reopen in the future.
If they do, we will post updates here prior to enrollment periods.

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Self-Pay

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Self-pay is available only for:
The Functional & Metabolic Medicine Program

This program is designed to restore health through root-cause evaluation, not to replace primary care.                                                    __________

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Because insurance coverage can be confusing, we strongly recommend calling us before scheduling — to avoid any frustration or surprises.
Our staff will help verify your benefits and guide you step-by-step.

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What to Expect at Your Appointment

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We take time to listen, understand your story, and build a plan that aligns with your goals and values.

To help your visit go smoothly:

• Arrive 10–15 minutes early

• Bring your insurance card

• Bring a current medication list

• If you are new, complete your forms ahead of time and include as much health history detail as possible, including prior physicians and specialists.​

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Additional Resources

For educational articles, videos, and seminars, visit our LEARNING CENTER page.
Clear guidance. Real science. No hype.

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We Are Here to Help

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If you have questions — call us.
We answer the phone. We listen. We explain. We guide.

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Tel: (727) 807-6900
Fax: (727) 807-6901
Email: info@familymedicaldoctors.com

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                       Care grounded in trust, compassion, and science.